QNB1480 - Head of Credit Product Analysis

  • Business Unit
    QNB - Qatar
  • Division
    Risk Management
  • Department
    Credit
  • Country
    Qatar
  • Closing Date
    23-Nov-2016
About QNB

Established in 1964 as the country’s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.

QNB Group’s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.

QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard & Poor’s (A), Moody’s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.

Based on the Group’s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.

QNB Group has an active community support program and sponsors various social, educational and sporting events.

Role Description

Responsibilities include:

-          Support the various entities, departments and units within the QNB Group who are directly or indirectly involved with providing credit products and services to its customers to ensure the best interests of the bank are protected and to achieve the Group’s goals and objectives.

-          Review / prepare / monitor / update policies, procedures, guidelines and strategy for Credit Exposure of QNB Group.

-          Assist the Group Chief Credit Officer in formulating or improving the QNB Group’s Organization structure, Credit Risk Strategy and Credit Policies and Procedures including but not limited to Target Market and Risk Acceptance Criteria, acceptable credit products types, credit work process flows, and legal documents that reflects the Group’s tolerance for risk and the expected level of profitability.

-          Ensure preparation of timely and accurate information to relevant regulators where QNB Group operates, the external and internal auditors and the Compliance function as and when required.

Qualifications

 The successful candidate will have a minimum of 15 years experience in a major international bank [or other comparable financial services or consultancy company] in a corporate or risk function particularly involving creation, distribution and administration of banking credit products and services. In addition, a minimum of 8 years in a supervisory capacity in credit risk, documentation review or business development function is required.

Proficiency in risk concepts, banking products/ operations/ systems, pertinent regulatory requirements, International Accounting Standards and related pronouncements, including related best practices is essential.

A strong understanding of credit risk methodologies (KMV, Credit Metrics, etc.), interest rate modelling [short rate models, HJM, BGM, etc.], VAR, and/or other complex financial risk modelling is highly desirable.

Note: you will be required to attach the following:
  1. Resume/CV
  2. Passport-size photograph
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