QNB1260 - Credit Admin Officer

Business Unit: -
Division: -
Department: -
Country: Kuwait
Closing Date: 07-Sep-2015
About QNB

QNB Group, the largest Financial Institution in the Middle East and Africa are looking to hire a Credit Admin Officer, to meet the expansion needs of our office in .

QNB has enjoyed continued success with Net Profits of QAR 10.8 billion (USD3 billion) in 2018 (up by 6%) and increased Total assets to QAR 853 billion (USD 234 billion). The Group now employs over 29,000 employees in 1,200 locations, with an ATM network of more than 4,300 machines.

Role Summary:

You will be responsible for reviewing credit facility proposals for Corporate and Retail customers (only those retail proposals that fall outside applicable policy parameters), forwarded to them by the appropriate departments/ units. You will also assess the quality of the credit exposure sought to be undertaken and ensure adherence to established policies and procedures.

Role Description:

Coordinate with QNB  Compliance to ensure an appropriate response to obtain updates on regulations pertaining to credit risk review that are promulgated by Regulators.

Build and maintain strong and effective relationship with the all other related departments and units to achieve the QNB’s goals/ objectives.

Adhere to the Turnaround Times (TAT) specified in the SLAs.

Perform credit assessments, and comply with established/ approved credit risk policies and procedures, Regulator guidelines and Basel.

Coordinate with business unit Relationship Managers for the timely receipt of customer documents/ other information required to evaluate the credit worthiness of the proposed borrowers.

Assist in the assessments on credit proposals by preparing a report which analyzes the various credit risk facets to measure a final credit risk rating including an assessment of the requested facility and guarantees provided, client management and background, industry analysis, country analysis, external agency credit rating (if applicable), financial and cash flow analysis and the risk rating from the credit risk rating tool.   

Support the Head of Centralized Credit in preparing a recommendation to extend, decline, or request further structuring/ guarantees/ collaterals to the deal to minimize credit risk to meet QNB credit risk standards.


Bachelor degree preferably in finance, economics or related subjects.

Minimum of 5 years’ experience in a major bank’s risk function.

For further information, please refer to the attached job description.

Note: you will be required to attach the following:
1. Resume / CV