QNB1260 - Credit Admin Officer

Business Unit: -
Division: -
Department: -
Country: Kuwait
Closing Date: 07-Sep-2015
About QNB

Established in 1964 as the country’s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.

QNB Group’s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.

QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard & Poor’s (A), Moody’s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.

Based on the Group’s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.

QNB Group has an active community support program and sponsors various social, educational and sporting events.

Role Summary:

You will be responsible for reviewing credit facility proposals for Corporate and Retail customers (only those retail proposals that fall outside applicable policy parameters), forwarded to them by the appropriate departments/ units. You will also assess the quality of the credit exposure sought to be undertaken and ensure adherence to established policies and procedures.

Role Description:

Coordinate with QNB  Compliance to ensure an appropriate response to obtain updates on regulations pertaining to credit risk review that are promulgated by Regulators.

Build and maintain strong and effective relationship with the all other related departments and units to achieve the QNB’s goals/ objectives.

Adhere to the Turnaround Times (TAT) specified in the SLAs.

Perform credit assessments, and comply with established/ approved credit risk policies and procedures, Regulator guidelines and Basel.

Coordinate with business unit Relationship Managers for the timely receipt of customer documents/ other information required to evaluate the credit worthiness of the proposed borrowers.

Assist in the assessments on credit proposals by preparing a report which analyzes the various credit risk facets to measure a final credit risk rating including an assessment of the requested facility and guarantees provided, client management and background, industry analysis, country analysis, external agency credit rating (if applicable), financial and cash flow analysis and the risk rating from the credit risk rating tool.   

Support the Head of Centralized Credit in preparing a recommendation to extend, decline, or request further structuring/ guarantees/ collaterals to the deal to minimize credit risk to meet QNB credit risk standards.

Qualifications:

Bachelor degree preferably in finance, economics or related subjects.

Minimum of 5 years’ experience in a major bank’s risk function.

For further information, please refer to the attached job description.

Note: you will be required to attach the following:
1. Resume / CV