QNB1342 - Credit Operation Manager

Business Unit: -
Division: -
Department: -
Country: Singapore
Closing Date: 12-Oct-2015
About QNB

Established in 1964 as the country’s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.

QNB Group’s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.

QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard & Poor’s (A), Moody’s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.

Based on the Group’s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.

QNB Group has an active community support program and sponsors various social, educational and sporting events.

Role Summary:

This role will be responsible for overseeing the review of credit facility proposals for Corporate and Retail customers (only those retail proposals that fall outside applicable policy parameters), forwarded to them by the appropriate departments/ units.

This role will assess the quality of the credit exposure sought to be undertaken and ensure adherence to established policies and procedures.

Role Description:

You will perform and oversee credit assessments, and comply with established/ approved credit risk policies and procedures, Regulator guidelines and Basel.

You will manage the workload amongst the team and set targets and objectives for the Credit Officer Administration.

You will  liaise with Relationship Managers for the timely receipt of customer documents/ other information required to evaluate the credit worthiness of the proposed borrowers.

You will manage the assessments on credit proposals by preparing a report which analyzes the various credit risk facets to measure a final credit risk rating including an assessment of the requested facility and guarantees provided, client management and background, industry analysis, country analysis, external agency credit rating (if applicable), financial and cash flow analysis and the risk rating from the credit risk rating tool.   

You will support the Credit Risk Manager and Credit Analysts in preparing a recommendation to extend, decline, or request further structuring/ guarantees/ collaterals to the deal to minimize credit risk to meet QNB credit risk standards.

You will coordinate activities with Credit Officer Administration to ensure the timely processing of customer credit requests within established TATs


Bachelor degree preferably in finance, economics or related subjects.

4-6 years’ experience in a major bank’s risk function

Note: you will be required to attach the following:
1. Resume / CV