QNB1342 - Credit Operation Manager

Business Unit: -
Division: -
Department: -
Country: Singapore
Closing Date: 12-Oct-2015
About QNB

QNB Group, the largest Financial Institution in the Middle East and Africa are looking to hire a Credit Operation Manager, to meet the expansion needs of our office in .

QNB has enjoyed continued success with Net Profits of QAR 10.8 billion (USD3 billion) in 2018 (up by 6%) and increased Total assets to QAR 853 billion (USD 234 billion). The Group now employs over 29,000 employees in 1,200 locations, with an ATM network of more than 4,300 machines.

Role Summary:

This role will be responsible for overseeing the review of credit facility proposals for Corporate and Retail customers (only those retail proposals that fall outside applicable policy parameters), forwarded to them by the appropriate departments/ units.

This role will assess the quality of the credit exposure sought to be undertaken and ensure adherence to established policies and procedures.

Role Description:

You will perform and oversee credit assessments, and comply with established/ approved credit risk policies and procedures, Regulator guidelines and Basel.

You will manage the workload amongst the team and set targets and objectives for the Credit Officer Administration.

You will  liaise with Relationship Managers for the timely receipt of customer documents/ other information required to evaluate the credit worthiness of the proposed borrowers.

You will manage the assessments on credit proposals by preparing a report which analyzes the various credit risk facets to measure a final credit risk rating including an assessment of the requested facility and guarantees provided, client management and background, industry analysis, country analysis, external agency credit rating (if applicable), financial and cash flow analysis and the risk rating from the credit risk rating tool.   

You will support the Credit Risk Manager and Credit Analysts in preparing a recommendation to extend, decline, or request further structuring/ guarantees/ collaterals to the deal to minimize credit risk to meet QNB credit risk standards.

You will coordinate activities with Credit Officer Administration to ensure the timely processing of customer credit requests within established TATs


Bachelor degree preferably in finance, economics or related subjects.

4-6 years’ experience in a major bank’s risk function

Note: you will be required to attach the following:
1. Resume / CV