Job Summary

The incumbent will perform all Balance Sheet management activities in accordance with the Group’s strategy, risk appetite, regulatory requirements and policies and procedures.

Main Responsibilities

A. Shareholder & Financial:

• Complies with approved budgets, policies and procedures in relation to balance sheet management operations.

• Implements KPI’s and best practices for Senior Manager, Balance Sheet Management role.

• Promote cost consciousness and efficiency and enhance productivity, to minimize cost, avoid waste, and optimize benefits for the bank.

• Act within the limits of the powers delegated to the incumbent.

B. Customer (Internal & External):

• Assists in building and maintaining strong and effective relationships with all other related units to achieve the Balance Sheet Management goals/objectives.

• Provides timely and accurate information to the external and internal auditors, the Compliance function and Group Risk as and when required.

• To assist customers in all their queries on Bank’s product and seek solution to their requests.

• Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.

• Build and maintain strong/effective relationships with related departments/units to achieve the Group’s objectives

C. Internal (Processes, Products, Regulatory):

• Performs activities in accordance with the set strategies.

• Complies with the department’s policies and procedures for conducting buy/ sell deals, maintaining/ collating MIS pertaining to profitability/ revenue, and observing compliance with the applicable limits approved by the Board/ its delegated authorities.

• Follows up on the timely processing of transactions in coordination with Treasury Operations.

• Prepares reports under the direct supervision of the SVP, Balance Sheet Management.

• Monitors gap positions within the delegated authority and under the guidance of the SVP, Balance Sheet Management.

• Is involved in the structuring of balance sheet management products, as and when deemed necessary by the SVP, Treasury Structured Products and Derivatives.

D. Learning & Knowledge:

• Proactively identify areas for professional development of self and undertake development activities.

• Seek out opportunities to remain current with all developments in professional field.

E. Legal, Regulatory, and Risk Framework Responsibilities:

• Comply with all applicable legal, regulatory and internal compliance requirements including, but not limited to, Group Compliance Policies and Procedures (AML & CTF, Sanctions Policy, Data Protection Policy, Fraud Control Policy, Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy).

• Understand and effectively perform your role under the Three Lines of Defence principle to identify measure, monitor, manage and report risks.

• Ensure systematic good outcomes for clients in accordance with Conduct Risk policy.

• Support the framework of RCSA, KRI, Incident reporting and remediation, as appropriate, in accordance with the Operational Risk Management requirements.

• Maintain appropriate knowledge to ensure full qualification to undertake the role.

• Complete all mandatory training provided by the Bank, attain, and maintain the required levels of competence.

• Attend mandatory (internal and external) seminars as instructed by the Bank.

F. Other:

• Ensure high standards of data protection and confidentiality to safeguard commercially sensitive information.

• Maintaining utmost confidentiality concerning customer and internal bank information obtained during the course of business and provide such information on a need to know basis only to Senior Management of QNB, Audit and

• Compliance functions, and relevant Regulators.

• Maintain high professional standards to uphold QNB's reputation and to strengthen its market leadership position.

• All other ad hoc duties/activities related to QNB that management might request from time to time.

Education and Experience Requirements

• Bachelor’s University graduate preferably with a Major in Marketing, Banking, Finance, Accounting, Economics,

• Business Administration or Information Technology (related field of study)

• Minimum 8 years’ experience in active dealing room, preferably in the Gulf.

• Excellent oral and written communication skills in English and Arabic (preferable).

• Good knowledge of a range of derivatives and interest rate products.

• Good MS Office skills (Word, Excel, PowerPoint).

• Understanding hedging techniques in local currencies.

• Analytical and problem solving skills.

• Understanding of the local laws, regulations and practices.

• Good interpersonal skills.

• Must be able to work effectively under market pressures whilst maintaining